Nau mai, haere mai ki tēnei paetukutuku. Kei konei koe ki te kimi mōhiohio e pā ana ki ngā inihua me te oranga tonutanga. Pāwhiritia te ata i te pae wāhitau kia whakamāoritia tēnei whārangi.

Complaint Process

We’re committed to delivering services that meet your expectations. We acknowledge that all clients have the right to express dissatisfaction and to have their complaints heard in a fair and prompt manner. Complaints, though undesirable, also offer us an opportunity to improve our operations, build a stronger relationship with you, and show you that as a client your opinions and needs are important to us.

If however, we have let you down, we want to hear about it. Complaints may be received verbally either in person or by telephone, or in written and email form.
What Constitutes a Complaint
A complaint is an expression of dissatisfaction communicated by a client who has received financial advice about a product or service through us and there is a request to remedy the situation.
What to Expect When You Make a Complaint
We are committed to dealing with complaints efficiently and positively. When a complaint is received, we will listen to you with patience and understanding and promise to be courteous. We will work with you to obtain a satisfactory resolution, keeping your best interest in mind.
How to Make a Complaint
Each complaint, regardless of the way it was received, will be recorded and retained in our Complaints Register. You can let us know about your concern in any of the following ways:
A quick chat to your advisor or one of our staff either telephonically or in person. This is often enough to sort out your concern.
Call us on: 0800 344 700
Visit us at: 430 Ulster Street Beerescourt Hamilton 3200
Alternatively, You can send an email or letter. A representative will endeavour to reach out to you within 24 hours of receiving a written complaint (or within 48 hours if received outside of working hours on a weekend).
Send an email to:complaints@fglife.co.nz
Send a letter to: PO Box 21017 Rototuna Hamilton 3256
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Step 1: Identify the Issues

We will go through a process to identify the exact issues you as the client have raised. We will work with you to identify why you believe it is an issue and the impact of the issue on yourself or your business. From there, we will be able to identify what outcome(s) you are seeking. An attempt to find an outcome that is agreeable to all parties concerned will then be made.

Should your complaint be against the insurance provider, we will instruct you of your right to submit a complaint directly to them and provide the relevant contact information in order for you to do so. We will further act as the middleman to try to come to an agreeable outcome for all parties concerned.

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Step 2: Senior Manager Involvement

If we can't resolve the issue together, you’ll be referred to a senior manager who will aim to investigate and resolve your complaint within two working weeks.

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Step 3: Independent Dispute Resolution

If after working with a senior manager we still haven’t been able to resolve the issue, you will be directed to escalate your case to our independent dispute resolution provider.

If we cannot resolve the issue to your satisfaction, we will refer it to our external independent dispute resolution service, the Financial Dispute Resolution Service (FDRS). The FDRS does not charge a fee to investigate or resolve a complaint. You can contact FDRS by:
FDRS - Financial Dispute Resolution Service
POST: Freepost 231075, PO Box 2272, Wellington 6140
Call: 0508 337 337
Email:enquiries@fdrs.org.nz

E whakapono ana mātou ki te mana o te oranga tonutanga, te haumaru ā-pūtea, me te tautoko i ō hiahia ā-mua. Mēnā kei te hiahia koe ki te pānui i tēnei whārangi i te reo Pākehā, pāwhiritia te ata o te whakamāori.
Licensing & Financial Advice Information

AIFP Personal Risk Limited (trading as FG Life) is a licensed Financial Advice Provider (FAP) regulated by the Financial Markets Authority (FMA) of New Zealand.
Our Financial Service Providers Register number is FSP1003239.
We provide financial advice regarding personal risk insurance and health cover.
To help you make an informed decision, you can view our full Public Disclosure Statement and Complaints Process here.
If we cannot reach an agreement on a complaint, you may refer it to our external dispute resolution scheme, Financial Services Complaints Ltd (FSCL), which is a free and independent service.

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