Nau mai, haere mai ki tēnei paetukutuku. Kei konei koe ki te kimi mōhiohio e pā ana ki ngā inihua me te oranga tonutanga. Pāwhiritia te ata i te pae wāhitau kia whakamāoritia tēnei whārangi.

Our team

Trust the professionals

Vijay Khobchandani

Vijay Khobchandani

Founder FG Life
15+ Years Experience
NZ Certificate Level 5
Post Graduate Diploma

Vijay Khobchandani is a Financial Adviser with his expertise being in personal insurance. Vijay has bachelor's degree in commerce, Post Graduate Diploma in business and has NZ certificate in Financial Services Level 5. Vijay has worked in the Insuran...

Amit Talwar

Amit Talwar

Founder FG Life
15+ Years Experience
Senior Adviser

Amit is the senior adviser at AIFP Personal Risk with over 15 years of experience in the insurance sector. He played a key role in growing the business, starting from scratch, and getting it to a well-recognized name within the local community. Amit'...

Rippalkumar Vinodbhai Kapatel

Rippalkumar Vinodbhai Kapatel

Financial Adviser (Insurance)
10+ Years Experience
Bachelor of Commerce
Diploma in Business

Aspiring Financial Adviser (Insurance) with a strong commercial and financial background, holding a Bachelor of Commerce (Finance & Accounting) and Diploma in Business (Financial & Economics). Over 10 years' experience in high-accountability roles in...

Atika Dogra

Atika Dogra

Claims Manager
B.Tech Computer Science
Claims & Office Management

Atika Dogra is a B.Tech graduate in Computer Science Engineering with 1.5 years of experience as Office and Claims Manager at AIFP Personal Risk. She specializes in claims and office admin work. She manages the daily operations of the claims departme...

Indu Bala

Indu Bala

Senior Advice Paraplanner
BTech Engineering
3+ Years Experience
SOA Specialist

Indu is a BTech graduate in Electrical and Electronics Engineering with 3 years of experience as a paraplanner at AIFP Personal Risk. She specializes in generating Statement of Advice (SOA) reports, managing administrative tasks, and ensuring the acc...

Riya Tulsani

Riya Tulsani

Senior Service Manager
MBA Graduate
3+ Years Experience
Customer Service

Riya is an experienced MBA graduate and the Service Manager/ paraplanner at AIFP Personal Risk, where she has been an integral part of the team for the past three years. With a strong focus on customer satisfaction, Riya is committed to delivering ex...


E whakapono ana mātou ki te mana o te oranga tonutanga, te haumaru ā-pūtea, me te tautoko i ō hiahia ā-mua. Mēnā kei te hiahia koe ki te pānui i tēnei whārangi i te reo Pākehā, pāwhiritia te ata o te whakamāori.
Licensing & Financial Advice Information

AIFP Personal Risk Limited (trading as FG Life) is a licensed Financial Advice Provider (FAP) regulated by the Financial Markets Authority (FMA) of New Zealand.
Our Financial Service Providers Register number is FSP1003239.
We provide financial advice regarding personal risk insurance and health cover.
To help you make an informed decision, you can view our full Public Disclosure Statement and Complaints Process here.
If we cannot reach an agreement on a complaint, you may refer it to our external dispute resolution scheme, Financial Services Complaints Ltd (FSCL), which is a free and independent service.

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