Vijay Khobchandani is a Financial Adviser with his expertise being in personal insurance.

Vijay has bachelor's degree in commerce, Post Graduate Diploma in business and has NZ certificate in Financial Services Level 5.

Vijay has worked in the Insurance industry and brings on board a vast experience of knowledge gained over 15 years in financial services and has a wide understanding of the various products available to one in order to ensure the best coverage providing them with valuable advice on managing risk and protecting what is important to them ensuring they are well looked after in times of need. Vijay acts as the Director of AIFP Personal Risk and handles the operations and financial aspects of the business. Vijay strongly advocates the value of financial advice and takes an educational approach in advising clients on the importance of being well insured. He feels a strong sense of responsibility to those under his service and makes sure he is available to his clients forming long term relationships by keeping their interests foremost and regularly reviewing their situation regarding their health and making sure they are protected in case of any unforeseen adversity He has developed a large and varying client base and is working to expand it while continuing to promote and provide tailor made choices for each individual client while keeping in mind their financial capabilities.

Vijay lives by the motto “one cannot predict the future but one must prepare for it.” He is also passionate about living a healthy clean life and is actively involved in playing cricket. He is an avid sports fan cricket and football being his favourites. Rugby and Tennis are a close second and his favourite teams are Chelsea All Blacks and the Black Caps.

He looks forward to meeting people, travelling the world and he's hoping that eventually he'll end up coaching a sport that his kids decide to play.

Amit is the senior adviser at AIFP Personal Risk with over 15 years of experience in the insurance sector. He played a key role in growing the business, starting from scratch, and getting it to a well-recognized name within the local community.

Amit's genuine desire to help people secure what's valuable to them, saw him as a great fit in financial services. He endeavours to understand the needs of his clients and work out the best possible solutions for them to be taken care of as and when required

Amit believes in having a work-life balance and when not working likes to explore places with his family.

Atika Dogra is a B.Tech graduate in Computer Science Engineering with 1.5 years of experience as Office and Claims Manager at AIFP Personal Risk. She specializes in claims and office admin work. She manages the daily operations of the claims department. Ensure all claims are reviewed, processed, and settled in a timely manner. She actively helps to develop, implement, and enforce claim policies and procedures. She ensures that insurance policies are issued and the claims have been paid out to clients, and the payments are correct and in accordance with company regulations. She reviews claims submissions, obtains and verifies information, corresponds with insurance companies and get the claim payments processed on time. She communicates with clients and prepares claims forms and related documents.

Atika plays a key role in supporting, managing database, and organising meetings, dealing with correspondence, complaints, queries, preparing letters and reports.

Outside of professional life, Atika loves travelling to new places, shopping, driving, and watching movies.

Indu is a BTech graduate in Electrical and Electronics Engineering with 3 years of experience as a paraplanner at AIFP Personal Risk. She specializes in generating Statement of Advice (SOA) reports, managing administrative tasks, and ensuring the accurate handling of client records. With a keen eye for detail and a problem-solving mindset, Indu plays a key role in supporting financial advisors, ensuring that all documentation is organized and delivered on time. Her technical background in electrical and electronics engineering allows her to approach tasks with precision, analytical thinking, and efficiency.

Outside of work, Indu enjoys shopping, listening to music, and playing badminton, making time to relax and stay active. Her passion for learning and personal growth motivates her to stay up-to-date with industry trends and continuously enhance her professional skills

Riya is an experienced MBA graduate and the Service Manager/ paraplanner at AIFP Personal Risk, where she has been an integral part of the team for the past three years. With a strong focus on customer satisfaction, Riya is committed to delivering exceptional service by efficiently managing client concerns, facilitating open communication, and working closely with advisors to resolve issues. She is dedicated to ensuring that every client feels valued and supported, driving the company’s commitment to exceptional service.

Outside of her professional role, she enjoys traveling and reading, constantly seeking new perspectives and insights to enhance both her personal and professional development.